According to the National Bureau of Statistics, by the end of 2017, there were about 28 million small and micro enterprises as legal persons and 62 million individual industrial and commercial businesses in China, accounting for more than 90 percent of all market entities, contributing more than 80 percent of employment, 70 percent of invention patents, 60 percent of GDP and 50 percent of tax revenue. However, only about 10% of small and micro enterprises can enjoy the financial services of banks or other financial institutions. The low financial support rate seriously restricts the rapid development of small and micro enterprises, especially the tense relationship between China and the United States.
Recently, in order to actively respond to the national financial policy call, effectively help the growth of small and micro enterprises, for small and micro business owners to provide high-quality, convenient financial services, Jianyi financial services invited the industry in Qingdao, to jointly explore the innovation of small and micro financial service model, effectively revitalize small and micro enterprise credit resources, accelerate the optimization of resource allocation. There were more than 300 participants in the conference, and the communication was smooth and warm. At the meeting, Jianyi Financial Services grandly launched two new small and micro financial products, and there was a lucky draw activity to enhance the fun, professional and full of fun.
As a partner of major mainstream financial institutions, Jianyi Financial Services has been deeply engaged in small and micro finance since its inception. Through a team close to the front line of the market and the application of fintech, it verifies the authenticity of the information of small and micro enterprises and reduces the information asymmetry. By mining the financial value of the real estate market, the uncertainty of small and micro enterprises is covered by the certainty of the real estate value. Through their own credit enhancement, the use of asset securitization and other financial instruments to obtain low-cost funds, so as to effectively reduce the difficulty and cost of small and micro enterprises financing; Through the establishment of capital -> assets -> disposal of the whole chain of financial services closed loop, accelerate the liquidity of funds, ensure the security of funds; Through its own research and development of first-class credit system, to ensure that the whole process of loan operation is simple, standardized, transparent, convenient for small and micro business owners to control at any time and anywhere.
In the future, Jianyi Financial will join hands with more industry institutions to further study small and micro finance, and jointly explore more and more effective small and micro financial services and innovative methods, so as to contribute to solving the financing problems of small and micro enterprises.
